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Visa rolls out BNPL APIs for clients

Visa rolls out BNPL APIs for clients

Visa is jumping into the BNPL market, rolling out APIs that let its clients offer instalment payment products.

VISA Installments Is Here! Check Out How It Works! | NO Credit Check!!!


Yes the VISA Installments is here. Check out how it works. NO credit check. No new cards, its an added benefit to your VISA Card. You can pay your large purchases in installments. While its only a limited amount of financial institutions offering this benefit, but things are about to change. If you want more info, watch this video and the video within the video (LOL!) Then if you are interested in this feature, call your VISA Card issuer more info!

Check out this website!
https://usa.visa.com/products/consumer-installments.html

How Buy Now Pay Later is transforming retail | Build Beyond


The explosive growth of Buy Now Pay Later is no secret. The market grew 292% between 2018 and 2020, and is on track to be worth nearly $580bn by 2026. As of June 2021, Klarna had 90 million active users.

For consumers, BNPL represents flexible finance with relatively low friction. It’s fast, easy to access, typically interest-free, and falls outside standard credit regulations in most countries. Yet critics claim that BNPL could pose a danger to consumers, who could sleepwalk into financial trouble by misunderstanding when and how to use BNPL for their purchases.

In this session our panel of experts explore:
�� What BNPL means for retailers
�� What upcoming regulation means for the growth of BNPL in retail
�� How major brands are managing customer expectations of BNPL options at checkout

And more.

For more payments insights, follow us on:
LinkedIn: https://www.linkedin.com/company/checkout
Twitter: https://twitter.com/Checkout

How Visa’s APIs are pushing the boundaries of Open Banking | Payments News Under The Lens – EP 4


��RedCompass Labs helps financial institutions deliver profitable, secure, end-to-end payment and financial crime services and solutions. Find out how: https://www.redcompasslabs.com

Visa has recently announced its partnership with the digitally native neo-bank First Boulevard. The initiative is part of Visa’s new cryptocurrency API pilot programme and will allow First Boulevard’s customers to purchase, custody and trade digital assets held by Anchorage, a federally chartered digital asset bank.

Behind the headlines, what does this story tell us?

First Boulevard and Visa’s story is an example of how key industry players are using APIs to push the original regulatory boundaries set by Open Banking to generate new business opportunities. A path that incumbent banks should follow if they want to remain competitive. But how can they seize the opportunities brought by Open Banking APIs? And what challenges remain to overcome?

�� Subscribe to our newsletter and updates for the latest in payments and financial crime news https://offers.redcompass.com/subscribe

Videos mentioned:
How banks can use Regulation to Innovate: https://www.youtube.com/watch?v=q2xKWCQV4so &t=9s
ISO 20022: Why the path to success lies in data-led testing https://www.youtube.com/watch?v=S8nHAi14Y8I &t=179s

#visa #payments #paymentsnewsunderthelens

Buy Now, Pay Later Just Became Even More Dangerous – The Dark Side Of BNPL


Buy now, pay later companies have been cementing themselves as a top way to pay for your purchases – allowing customers to pay less right away, but still get their items up front, and then pay over time with no interest. And on the surface, it seems great! Who wouldn’t like the idea of buying the things you want for less money? Then being able to pay it off over a few months with no interest? Well, that’s not really the full story – there’s more to buy now, pay later, or BNPL than people think. Today we’re going to break down the sneaky way companies like AfterPay, Affirm and Klarna actually work, and how it’s become even more dangerous for people.

0:00 Buy now, pay later companies have a catch
1:27 BNPL companies charge high fees
4:09 The BNPL companies and stores benefit most…
6:21 …and most consumers don’t use BNPL in a way that benefits them
8:36 And now BNPL companies are even more dangerous

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